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Special Deal for Nurses – available now!

  • Lenders Mortgage Insurance (LMI) WAIVED to 85%!! EG Save $6700 LMI on a $600000 Purchase
  • 2.89% pa, 2 yr fixed, P&I, (comparison 3.61% pa)
  • Borrowing 85% of your house value? or have a 15% Deposit? This is for you!
  • Variable rates available also
  • Contact us today and SAVE $$

Disclaimer  BankFirst 85% no mortgage insurance offered to Nurses.

Rates subject to change. Approved applicants only.

The comparison rate is calculated on the basis of a loan of $150000 over a 25 year term.

Warning: The comparison rate is true only for this example and may not include all fees and charges. Different amounts, terms or fees might result in different comparison rates. Terms and Conditions, Fees and Charges may apply.

BIG TIP. Save lots of $$. Make your Home Loan double as your Savings Account

  1. Get your employer to put your pay straight into your Home Loan Offset account. That way you pay less home loan interest, which means you pay your loan off sooner.
  2. Got any money lying around in a savings account? Consider parking that money in your home loan offset account as well. You can always transfer it back to your other savings account if ever you need to.
  3. Use your credit card (and earn reward points) to make all your purchases during the 30 or 40 day interest free period. That means you can leave your pay in your home loan longer.
  4. Some home loans now allow you to BPAY or PAY ANYONE direct from your loan. So Bpay your credit card at the due date direct from the home loan.
  5. If you need cash, just redraw the required funds from your home loan

Need more information? Call us today!

Deal of the Month

2.64% pa variable rate (comparison rate 2.69% pa)  No upfront or Ongoing Fees. Free  Redraw. Terms and conditions apply

The comparison rate is calculated on the basis of a loan of $150000 over a 25 year term.

Warning: The comparison rate applies on to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as Redraw Fees or early repayment fees, and cost savings such as fee waivers, are NOT included in the comparison rate but may influence the cost of the loan. 



Is your Bank rewarding you for loan size and equity?

Did you know that many Banks will give you a lower interest rate if:

  1. Your Loan is more than $150000? The bigger the loan, the better the interest rate discount!
  2. Your Loan is significantly less than the value of your home. More equity = less lending risk = a better interest rate!!
  3.  If you believe that your loan is less than 80% of your current property value, call us.
  4. We will give you a free bank valuation to confirm the value of your home and let you know how much money we can save you. The more equity you hold, the more you will save!

Is your current Lender rewarding you for the equity you hold in your Home?  Find out. Call us today.


Jane, a Registered Nurse has an Gross Income of $98000 including all shifts and allowances. She is able to Salary Sacrifice $8000 of this income toward her Home Loan. This means that she will be taxed on $90000 instead of $98000. That means a Tax saving of approx $2900. Well worth it!

***Guide only – please check with your accountant as salary sacrifice benefit will depend on your personal circumstances.